:

First of all, you need to know what a credit score is. A credit score is what is used to understand how trust worthy you are with loans. The more loans you play with and pay off before it’s too late, the better your score. Loans being your credit card, to begin with.

Second, you need to know that I’m not a professional consultant, so anything said here should not be taken as your main source of advice. I’m a blogger talking out of my own experience and questions to consultants.

Okay, well, here we go.

Take care of your debt. Anything you buy using that slick plastic card you slide for easiness should be considered debt. Do you like owing people money? I don’t think so. Do you like people owing you money and never paying them back? I don’t think so either. The money you’re getting from those people (limit and balance) is what you’re using to buy your self your needs, or WANTS (which you shouldn’t get with a card to begin with).. When you have enough cash on you ON SPOT to pay for the card, take the cash, put it in another pocket, and pay with your card, head to the bank when ever you have a chance and pay your debt off. You have an entire month till you hit the due date, pay it all in full payments.

Why do you need to pay in full payments? Because you will forget if you don’t.

Forget? How can I forget my due date with all of those letters coming to my home? You WILL forget. Stop questioning everyone who tells you you will forget. Forgetting is not about literally forgetting you have to pay off your card every single month, in SOME cases it might be.. *COUGH*.. but most of the time it’s about you misjudging your budget. You may spend $100 in cash, but if you use your card you will probably buy more than that using your balance as your backbone, not realizing that the backbone you’re using to assist you is not as flexible as you thought it was, it’s WAY more flexible. In fact, you’d spend more whether you believe it or not. You need to pay that card off.

Every time you apply for a new card you lose a couple of points from your score; actually, every time your social security is entered to access your credit score and report (buying a house, car, etc…) you lose a couple of points, whether the final outcome was successful or not (bought the car/didn’t buy the car).

Your credit score is based on how many accounts have you had, how clean have you kept your record, and how long have you been a customer to that specific account. When you get your first credit card around 2010, and your second 2012, and your third card around 2015, if the 2010 account happens to close or you end up closing it your self, you will lose a big chunk of your credit score.

Why am I telling you all of this if I’m not a consultant nor a banker? Because I want you to be safe. Information is what you need to gather before watching Jersey Shore!

Stay informed, and always ask questions.

I’m always here to help if you ever need help. The contact link is right up there ^. I’ll keep those blogs coming as time goes, I just don’t have hours to sit and fix a “project” in one article.

:

Hello there!

I’m back, and I’m pumped with excitement and influential-motivational power to help all of you. We recently moved in to the new studios; we, being Alex Trebor and I. That being said, back to: I’m here to help you.

I’m an artist, and I know what a lot of artists go through. Most artists start with their cash in their pockets and are barely able to pay off the expenses of their hobby, but sooner than later that money will be gone, and there will be other priorities put before art for survival. I’m here to tell you that giving up on art shouldn’t be your choice. No, this is not another “don’t give up” motivational speech/post, this is about helping each other out.

I’m a photographer and filmmaker, maybe a psychiatrist on the side (nope), and I do know what artists suffer from and what they enjoy, so I’m here offering you help.

What can I help you with? Well, I can’t walk around giving scholarships to every artist around, but I sure know where you can get them from, and I sure can give advice about art it self. If you do need to ask about anything, email me through the contact link at the top of this website. The studio is my cave. I do spend a lot of time there, and if you feel comfortable enough you may even email/facebook me and after talking we can have a little meeting set up. I do need to know that you’re serious and you are ready to do work.

WHY ARE YOU DOING THIS? NO ONE DOES ANYTHING FOR FREE!

Well, I do. Believe it or not, your only option is to try it your self. I’m working on getting my work out, so might as well help you, and if I win, you win. Let’s call it carpooling.

I do have the perfect mind set about getting a community of artists, and let’s be realistic here, what’s better than a group like that? Together we might make art, and some might even get a chance to add work on their resume. This isn’t a collaboration project, but individual work and advice, but if you need a collaboration happening, why not find a local and work with him or her to reach the outcome you’ve always pictured in your head. Let’s work that perfectionist in you as well.

There isn’t much time, and not everyday is a time I can work a meeting, so think about what you need, and shoot me an email if you need any help in the art industry. There are millions of dollars in the industry sitting waiting for somebody to deserve and grab it, so let’s work at it and shoot for those together.

Much love, let’s all support each other. Local artists get to visit not only email. That’s the only difference, so use your chance and work for it. I can show you how to.

Apo Avedissian

:

Hi there!

Well, the title should give you a hint, and if it didn’t, here it is: Apotize is taking over.

What am I saying? Hmm.. I’m talking about APOTIZE!

Apotize has been on for a while now, and I’m proud to say that every time I post an article, Apotize.com gets at least a thousand views for the night it gets published on and the next morning. Why am I telling you this? Well, I monetize the website visits and I’ve noticed a small percent of the visitors visit using their iPhones.

I recently just got the iPhone, and since I’ve been into programming as well, I’ve came to the plan of having an Apotize application and an ApoMontage application at the same time.

Apotize should keep everyone updated with the blog posts (You can always register your email at the subscription list at the top right of the right side column) and keep you posted.

ApoMontage shall give you free wallpapers for your iPhone from the pictures on ApoMontage.com

That’s as far as I could make public as of now, but thank you for reading, really.

Not only do you help me keep going but some of you who have been inviting friends to articles are helping the website a lot. If you like the views and articles on the website, please “like” the posts and share the link with your friends. You don’t have to mass message people, but sending it to a friend who might need to read it or who might have a connection with the topic, that should work.

I’m here to help a lot of you, and I’m glad, from what I now know from the emails I receive, that I have helped a lot of you.

Much love,

Apo Avedissian

.

Apo Avedissian

As days pass by, I meet more people; the more people I’ve been meeting, the more I’ve been realizing that people tend to study or major in careers they don’t really know much about, and at the same time they have a talent with no value, at least in their beliefs.

Coaching is something I do. I automatically push people towards finding their talents and showing them what it consists of. When I see you doing something that interests me, the artisty side of me says “very nice, I love how that idea turned out and how the lighting here tells this story”, and then the entrepreneur side of me says “heyyyyyy, hello there, $_$”.

Why do I do that?

Well, I’m a big supporter of artists. By artists, I don’t mean people who can afford $5,000 DSLR cameras who run around and shoot pictures. I’m talking about artists. The ones who use the $100 camera and do work that has your jaw hanging. That’s what she said. Sorry, I had to.

What’s my point? Why am I telling you this?

Well, I was at your place one day, and it took me some time to realize that art is not about who pays you in millions, it’s about how much your work is valued by people to the point where someone in this world is willing to pay that much to have that piece hung in their houses.

If I were to sell my prints right now, would I make a million dollars? Chances are I wouldn’t. Why? Because I wouldn’t accept that much money. Why do I do this? I do this for the love of the art and the entertainment of the people. I’m an entertainer. I’m not a natural actor or mime, but I can put a smile on someone’s face by standing next to them and showing them one single picture. How does that happen? Well, it just does. I learned this the hard way, believe it or not, but it does work that way. Once your piece has a story, that piece is art.

I’ve heard so many people talk, or even complain, about how some art pieces sell for thousands of dollars. You need to understand the concept of art first, and then you need to worry about the money. When someone made such a great idea that was sitting in his or her head for so long, and the idea came out the way the artist intended for it to, then chances are that piece will boost the artistic side in you, not just financially, but mentally as well. You can see how much of a story you have told just by a single snapshot imagined in your head.

I’m talking about art here because I’m an artist, but you can definitely switch the topic to the career you want to pursue and see what you could do to change the world.

My goal has always been to fund any children-helping groups/agencies because I was lucky enough to have a childhood, even though it was mostly spent in war, I was and still am a survivor. I know how much a childhood of a person affects their future. I have received American Aid my self, went to middle school in Baghdad with a bag and two notebooks and a pack of pencils provided by American Aid, and my goal is to give back however much I could to help other kids get the education they need and the toys they desire and the puzzles they have to play with to grow their minds. Who knows, one kid you feed today might pay you back tomorrow. If you don’t believe that, read this article again and see the example I just made that good hearted people will work on paying back and building a higher art empire =)

Good night world.

Much love to you,

Apo Avedissian

Kobe just scored.

Let me guess, there isn’t even a game right now, but Kobe still scored. No, no. Please. Don’t question this. Kobe did score, hold up, is “scored” the right word? Or is that more football-ish? Or should I say futbol-ish?

Ladies and gentlemen, my fellow brainwashed human beings,

NBA: A company.

Staples Center: Money money money.

The biggest businesses are right in front of you. Is it weird that Los Angeles has the most famous teams in sports? Galaxy, Dodgers, Lakers, and what so ever? Yes, in fact, it is. The Los Angeles Lakers, one of the biggest names you see, with the purple and yellow “pride” thrown left and right. Let me tell you something about that, when your car shows the purple and yellow, and your shoes do too, it’s called free advertising. Actually, no. Not really. You’re actually PAYING them to advertise for them. That’s for one.

Second, millions, if not billions, of dollars are put in into this industry. When you have that much money float around, you won’t be joking around. If I put 500 million dollars on a sport, I will fake the games. Let’s think this through. The more and longer we drag our viewers, the more “views” we’re going to have, the more “audience” we’re going to have, the more “advertisement” we’re going to show, the more “products” we’re going to sell, and the more “pride” we’re going to build in our audience. And if that wasn’t enough, the more lives we’re going to ruin.

You have the option of booking “fully sold out” 3 games, 5 games, or even 7 games. They all can have the same outcome, but guess what, each game has SHIT LOAD of more tickets to be sold. SHIT LOAD of emotion to be attached as it gets closer to an end.

Selling you their shoes. Selling you their jerseys. Sucking up your time out of your hands? No. I don’t agree with that part. I actually believe that YOU’RE GIVING OUT YOUR LIFE to them, with will. Wake up. If you like watching a game, do it, it’s no different than a soap opera. But when people kill each other for this, with all the “pride” that goes around that, I apologize for saying this but that’s bullshit.

I mean no hate on the sport. I mean no hate on these billion dollar brainwashers. I only feel guilt watching you suffer and throw up money and feel obligated to inform you. Be careful. Again, I did not say stop watching. Do it right. Watch your self as well, you’re too young to let a guy jumping with a ball make your week.

Apo Avedissian